'immunity Tickets' And Dubai Rentals: Investment Banker Reveals How The Rich Shield Their Money

An finance banker has peeled backmost nan curtain connected really nan ultra able building their money crossed borders—using low-tax jurisdictions, offshore trusts, and 2nd passports to negociate risk, debar taxation drag, and enactment 1 measurement up of enforcement. 

In a LinkedIn post, Sarthak Ahuja lays retired nan nonstop map: UAE to Mauritius, Switzerland to Luxembourg—with each move serving a circumstantial financial aliases ineligible purpose.

Here’s really nan world’s richest way their wealth—and why each state plays a role

The crippled starts successful nan UAE, says Ahuja, wherever galore ultra HNIs group up business entities to transmission each world operations. While Singapore is simply a beardown runner-up, its 17% firm taxation doesn’t rather hit nan UAE’s level 9% rate.

Once group up, nan world IP is transferred to nan UAE entity, and royalty income from different markets flows in. The profits don’t beryllium idle—they’re quickly moved into Dubai existent estate, which delivers 6–8% rental output annually, moreover if superior appreciation remains tepid.

Earlier, world firms favoured nan “Irish-Dutch Sandwich”—routing IP done Ireland and nan Netherlands. That model, Ahuja notes, is now fading acknowledgment to tighter world regulation.

Where nan individual money goes: Islands, Swiss banks, and manner buys

The adjacent limb is individual wealth. It’s shifted into trusts successful Mauritius, nan Cayman Islands, aliases British Virgin Islands, depending connected plus geography. Those trusts unfastened Swiss slope accounts—famous for confidentiality laws that shield beneficial owners.

This is nan money that costs children’s overseas education, UK spot deals, and world manner expenses that can’t beryllium passed disconnected arsenic business costs.

Plan B: Passports that protect, security that ne'er defaults

To hole for worst-case scenarios, galore bargain citizenship by finance successful countries for illustration Portugal, Malta, Montenegro, aliases nan Caribbean. Ahuja calls it an “immunity ticket”—a ineligible flight hatch if things spell south.

The last piece? Private Placement Life Insurance (PPLI) successful Luxembourg, chosen for its rock-solid protection—even successful nan arena of an insurer bankruptcy.

“There’s a batch much nuance to these things,” Ahuja writes. “Don’t effort it pinch half knowledge. And supra all—pay your taxes successful India.”

Published on: May 8, 2025 8:36 AM IST