Bajaj Housing Finance Reports Strong Q4: Net Profit At Rs 587 Cr, Nii Up 24%

Bajaj Housing Finance Ltd reported a beardown group of numbers for nan January–March 4th connected Wednesday, April 23. The non-banking financial institution (NBFC) posted a 53% year-on-year (YoY) summation successful nett profit to Rs 586.68 crore for Q4 FY25, up from ₹381.34 crore successful nan corresponding play past year.

Net liking income (NII) roseate 24.4% YoY to Rs 2,373.73 crore, compared to Rs 1,907.64 crore successful nan aforesaid 4th of nan erstwhile financial year.

Total expenses for nan 4th stood astatine Rs 1,788.27 crore, up 18.5% from Rs 1,508.28 crore a twelvemonth earlier.

The company’s assets nether guidance (AUM) grew 26% YoY to Rs 1,14,684 crore, according to its speech filing.

Bajaj Housing Finance reported that its gross non-performing assets (GNPA) of 0.29% for nan 4th ended March 2025, marginally higher than 0.27% successful nan December quarter. Net NPA besides inched up to 0.11% from 0.10% successful nan erstwhile quarter. The company’s Provision Coverage Ratio (PCR) connected Stage 3 assets stood astatine 60%, according to its speech filing.

The NBFC had earlier shared provisional business updates for nan March quarter. As per last figures, gross disbursements for nan 4th came successful astatine Rs 14,250 crore, up from Rs 11,393 crore successful nan aforesaid play past year—a maturation of complete 25% year-on-year.

In nan preceding December quarter, Bajaj Housing Finance had posted a 25% YoY emergence successful nett liking income (NII), while maintaining unchangeable plus value connected a sequential basis.

Shares of Bajaj Housing Finance ended 0.6% higher astatine Rs 131.92 connected Wednesday, up of its net announcement. While nan banal trades beneath its post-listing precocious of Rs 188.50, it remains importantly supra its IPO value of Rs 70 per share.

Published on: Apr 23, 2025 6:31 PM IST